Last updated March 2025

Disclaimer

At eupersonalfinance.eu, we offer independent content to help users navigate online investing. While we may earn commissions, our recommendations are based on research and remain unbiased. Our resources are for informational purposes, not investment advice, and we encourage consulting professionals. We strive for accuracy but cannot guarantee completeness due to the evolving financial landscape.

Best brokers in Europe in 2025

Compare the best and most popular online brokers available in Europe.

Best for beginners

9.7

eToro

$0 for ETFs (other fees apply)
The leading social trading broker (copy the trades of other investors)
Offers stocks, ETFs, crypto, forex & more
Regulated By FCA, ASIC & CySEC

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61% of retail CFD accounts lose money.

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Min. deposit:

€

Demo account:

Yes

Users:

35M+

Best for stocks & ETFs

9.5

XTB

0% commissions on stocks & ETFs (other fees apply)
Interest on uninvested funds
Automatic investment through investment plans‍
Fractional shares (stocks & ETFs)

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76-83% of retail CFD accounts lose money.

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Min. deposit:

€

Demo account:

Yes

Users:

1M+

Best for options & bonds

9.4

Freedom24

Large selection of stocks, ETFs, bonds, stock options, futures
Get up to 20 stocks for free with WELCOME promo code‍
In-depth market research
Regulated by CySEC and listed on Nasdaq

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Investing involves risk of loss.

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Min. deposit:

€

Demo account:

Yes

Users:

500k+

FAQs

Which platform is best for beginners?

eToro is often the go-to for beginners. It has 0% commissions on ETFs, an intuitive interface, offers a free demo account, and includes social trading features so you can see how others are investing:
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Are these brokers regulated and safe?

Yes! All platforms listed are regulated by financial authorities:

eToro: Licensed by the FCA (UK), CySEC (EU), and ASIC (Australia).
‍Freedom 24: EU-regulated and listed on the Nasdaq. Read our Freedom24 review.
‍XTB: Regulated by the FCA, CySEC and other global regulators. And listed on Warsaw Stock Exchange. Read our XTB review.

What are the hidden fees I should be aware of?

Here are a few common ones to look for:

Inactivity fees: eToro and XTB have this fee (a monthly inactivity fee of $10 if you don't log into your account for 12 months). In the case of XTB, it also considers whether there has been no cash deposit in the previous 90 days.
Currency conversion fees when depositing in a different currency.
Withdrawal fees depending on your method.

Can I invest in fractional shares or ETFs?

Yes! Some brokers, like eToro and XTB, offer fractional shares, which are ideal if you want to buy a piece of a big stock like Amazon or Google. ETFs are widely available across all platforms.

Is customer support available in my language?

Yes. All the platforms support multiple languages, which caters to EU users.

What's the best trading app in Europe?

Yes. All the platforms support multiple languages, which caters to EU users.

eToro: Licensed by the FCA (UK), CySEC (EU), and ASIC (Australia).
‍Freedom 24: Listed on Nasdaq with access to a wide range of global financial markets.
‍XTB: Regulated by the FCA, CySEC and other global regulators. And listed on Warsaw Stock Exchange. Read our XTB review.