Privacy policy

Respect for Privacy

EU Personal Finance (“company,” “we,” or “our”) is committed to respecting the privacy of your personal information. This Privacy Policy describes the information collected through the website www.eupersonalfinance.eu (hereinafter referred to as the “website”) and how it is used.

The term “you” refers to any person who uses, visits, and/or views the website.

By visiting and using the website, you accept and agree to be bound by this Privacy Policy. Your continued use of the website after changes are posted constitutes your acceptance of those changes. If you do not agree with this Privacy Policy, you should not access or use the website.

Children’s Privacy

We respect the privacy of minors, defined as individuals under the age of 13. All content and information on this website are intended for individuals over the age of 18. Children under 13 are prohibited from using this website.

We do not knowingly collect personal information from children under the age of 13 without prior parental or legal guardian consent. If you believe personal information has been collected from a child under 13 without such consent, please contact us so that we can delete the information.

Incorporated Privacy Policy

Acceptance of our Privacy Policy is expressly incorporated into our Terms and Conditions. Please refer to the Privacy Policy for more details.

Legal Notice

Acceptance of our Legal Notice is expressly incorporated into our Terms and Conditions. Please refer to the Legal Notice for more details.

Mandatory Arbitration and Governing Law

You expressly waive the right to bring any legal claims, now or in the future, related to the website and our products/services. In case of a dispute or controversy, these Terms and Conditions shall be interpreted in accordance with the laws of the European Union.

You agree to submit to the jurisdiction of the state and federal courts located in the European Union, regardless of the location of the involved parties.

Any dispute must first be resolved through mandatory arbitration in Europe. The total cost of arbitration shall be borne by you, as permitted by law. Participating in the arbitration process in good faith is a prerequisite before seeking any other legal or equitable remedies, such as litigation. The winning party shall be entitled to reimbursement of attorney fees and other costs associated with the legal action.

Intellectual Property

All content on this website, including but not limited to text, logos, graphics, videos, and designs (collectively referred to as “Content”), is our property and is protected by copyright, trademark, and other intellectual property laws.

You are permitted to print or download the Content for personal, non-commercial, and informational use, provided that you do not violate intellectual property rights. Copying, modifying, publishing, distributing, selling, or licensing any part of the Content without prior written permission is strictly prohibited.

User Content and Permitted Use

Any content you submit on the website or social media must be your original work or have explicit permission from the author.

By submitting content, you grant us an irrevocable right to use, publish, edit, and distribute such content.

You must not submit illegal, defamatory, obscene, or infringing information.

Third-Party Links

The website may contain links to third-party websites. We are not responsible for the accuracy, content, or transactions conducted on those websites. By clicking on third-party links, you assume all risks associated with using those pages.

Use of Paid and Free Products

We offer both free and paid products (such as courses or digital materials). All products are protected by copyright laws. You may not share, modify, or resell our products without prior written permission.

Termination

We reserve the right to restrict or terminate your access to the website at any time, without prior notice.

Warranties

All content on this website is provided "as is," without express or implied warranties of any kind. We do not guaranteethat the website will meet your needs or that the information will be complete and error-free.

Limitation of Liability

We shall not be liable for any direct, indirect, or consequential damages arising from the use of this website, including loss of data, profits, or interruptions.

You use the website at your own risk.

Contact

For any questions, please contact us at success@hmchoose.com.