Trading 212 promotional code: Get a free fractional share worth up to €100

Trading 212 - one of Europe’s largest investment platforms with over 4.5 million clients and €30 billion in client assets - runs a referral programme that rewards new users with a free fractional share worth up to €100 just for signing up and making the minimum deposit.

To receive a free fractional share worth up to €100, open an account on Trading 212 using the promo code IITW. Terms and conditions apply.

Here is how it works:

Terms & conditions of the Trading 212 bonus

What Is the Trading 212 free fractional share referral program?

Trading 212’s referral program is designed to motivate prospective investors to open a Trading 212 account, rewarding them with a free fractional share valued at up to €100. This offer serves as an excellent introduction to the platform for anyone looking to start investing with minimal barriers.

How to get a free fractional share on Trading 212

Obtaining a free fractional share is straightforward. Here are the steps:

1. Open an account: Sign up on Trading 212 using our link or download the app and use promo code “IITW” during registration. The promo link automatically applies the code, so you don’t need to enter it manually. Account opening usually takes 10–15 minutes.
2. Verify your identity: Upload the required documents (passport/ID + selfie). Verification is usually instant.
3. Make a deposit: Fund your account with the minimum amount (€10) within 10 days of opening the account.
4. Receive your fractional share: Once all requirements are met, your free fractional share is credited within 3 business days. You’ll get a notification in the app.

Note: If you opened your account without entering a code, you can still apply “IITW” within 10 days by going to Menu → “Use promo code” in the app.

Important: Before using the promo code “IITW,” you must verify your identity by submitting the required documents and make your initial deposit.

If you’d like more detailed information, check out the official Terms & Conditions for this promotion.

When can I withdraw my Trading 212 free fractional share?

You can withdraw the value of your free fractional share 30 days after it is credited to your account. However, you’re free to withdraw your initial deposit at any time. Generally, it takes up to three business days for the withdrawn funds to appear in your bank account.

Highlights from the Terms & Conditions

If you don’t feel like reading the full Terms & Conditions, here’s a concise overview of the key points:

1. Eligibility - Available only to new Trading 212 clients (Invest Account or Stocks ISA only - CFD Accounts and Cash ISA Accounts are excluded). Important: if you’ve ever had an account with any Trading 212 entity globally (even if closed), you’re not eligible for this promotion. Australian residents are also excluded.
2. One-Time Use - Each promo code or referral link can only be used once per participant.
3. Minimum Deposit - You must deposit at least €10 within 10 days of entering the code in your account.
4. Share Value - The share you receive will be randomly assigned, ranging in value from €8 to €100, based on a weighted probability.
5. Payout Timeline - Your free fractional share is usually credited within three business days after all requirements are met.
6. Lock-In Period - Reward shares cannot be sold or withdrawn for 30 days after they’re granted.
7. Inactivity - Accounts that remain inactive for three consecutive months may lose the free fractional shares.
8. Household Restrictions - Referrals within the same household are not eligible for the reward.
9. Tax Responsibility - You are responsible for any taxes related to the shares you receive.

What’s the realistic value of the free share?

Trading 212 publishes the official probability distribution on their Help Centre. Here’s what to realistically expect:

So while the headline says “up to €100”, most users (80%) receive a share worth between €8 and €25. The full €100 is rare (just 2% probability) - this is still a great risk-free way to start investing, but worth setting realistic expectations.

Our YouTube video on how to get the Trading 212 free fractional share

Final Thoughts on the Trading 212 promotion

The Trading 212 promo code “IITW” is a great way to start exploring the platform with effectively zero downside on the bonus itself. By making the minimum €10 deposit, you can claim a fractional share worth up to €100 - though most users receive a share worth €8–25 (see probability table above).

The free share will be locked for 30 days, but you can withdraw your initial deposit at any time. Just keep in mind that any investment in stocks involves risk, including the possibility of losing more than what you initially deposited if you choose to invest beyond the free share.

Wondering if Trading 212 is a safe platform? Check our dedicated article on the safety of Trading 212. For a deeper look at how Trading 212 stacks up against the competition, read our analysis of the biggest European brokers by AUM, where Trading 212 ranks among the top platforms with €30 billion in client assets.

Looking for other free share promotions? Check our Lightyear promo code (INVESTINGINTHEWEB), which gives new users a free fractional share worth up to €100. You can also explore other brokerage bonuses on our blog.

Hope I helped!

_{Disclaimer: Investing involves risk and you may receive less than you initially invested. Past performance doesn’t guarantee future results, and additional fees may apply.}