Best savings accounts in Greece

Greece
A Greek bank withholds 15% on interest before it reaches you. A deposit with a bank abroad carries no Greek withholding at all and goes in codes 669 and 670 of your E1. The rates on this page are gross either way.
GR

Best rates available in Greece

Checked on 28 September 2026. 11 savings accounts, term deposits and money market funds from 10 providers accept someone resident in Greece. The three highest rates:

  • bunq, Easy Savings at 3.01%, instant access, no minimum, deposit guarantee: Netherlands, up to €100,000.
  • Trade Republic, Interest on cash at 3.00%, instant access, no minimum, deposit guarantee: Germany, up to €100,000.
  • Trading 212, Interest on cash (Trading 212 Markets Ltd) at 2.50%, instant access, no minimum, investor compensation: Cyprus ICF, up to €20,000, which is not a deposit guarantee.

7 of the 11 are covered by a national deposit guarantee scheme. The best rate you can withdraw at any time is 3.01% at bunq, and the best fixed term is 2.50% at BluOr Bank. Rates are variable unless the entry says the term is fixed.

What to know if you live in Greece

Deposits are covered up to €100,000 per depositor per credit institution by the Hellenic Deposit and Investment Guarantee Fund (TEKE).

Interest is taxed at 15%, withheld by the Greek bank (AADE). It goes in subtable 4Δ1 of the E1 return, codes 667 and 668 for a deposit with a Greek bank and codes 669 and 670 for a deposit with a bank abroad, which carries no Greek withholding at all (AADE, E1 instructions).