Best savings accounts in Slovenia

Checked on 28 September 2026. 11 savings accounts, term deposits and money market funds from 10 providers accept someone resident in Slovenia. The three highest rates:

• bunq, Easy Savings at 3.01%, instant access, no minimum, deposit guarantee: Netherlands, up to €100,000.
• Trade Republic, Interest on cash at 3.00%, instant access, no minimum, deposit guarantee: Germany, up to €100,000.
• Trading 212, Interest on cash (Trading 212 Markets Ltd) at 2.50%, instant access, no minimum, investor compensation: Cyprus ICF, up to €20,000, which is not a deposit guarantee.

7 of the 11 are covered by a national deposit guarantee scheme. The best rate you can withdraw at any time is 3.01% at bunq, and the best fixed term is 2.50% at BluOr Bank. Rates are variable unless the entry says the term is fixed.

What to know if you live in Slovenia

Deposits are covered up to €100,000 per depositor per bank, plus €500,000 for qualifying payments transferred to you no more than six months before Banka Slovenije declares the deposits unavailable, among them the sale or purchase of a home, insurance payouts, redundancy and death benefits (Banka Slovenije).

Interest is taxed at a final 25%, and the first €1,000 a year is not taxable, but only for deposits with banks in Slovenia and the rest of the EU. Interest from a bank outside the EU is taxable in full. The bank does not withhold anything: you file a napoved for interest by 28 February for the previous year and FURS assesses the tax by 30 April, payable within thirty days (FURS).