Best brokers in Bulgaria

Checked on 28 September 2026. 10 brokers accept someone resident in Bulgaria. What each one charges and how your assets are protected:

• Bitpanda: European ETF €1, investor protection up to €20,000.
• DEGIRO: European ETF €1, investor protection up to €20,000.
• eToro: European ETF 0%, investor protection up to €20,000.
• Freedom24: European ETF €2 + €0.02 per share, investor protection up to €20,000.
• Interactive Brokers: European ETF Fixed: 0.05% (min. €3); Tiered: 0.05% (min. €1.25), interest on uninvested cash 1.93%, investor protection up to €20,000.
• Lightyear: European ETF 0%, investor protection up to €20,000.
• Revolut: European ETF €1, investor protection up to €22,000.
• Saxo: European ETF 0.08% (min. €2), investor protection up to €20,000.
• Trading 212: European ETF 0%, interest on uninvested cash 2.50% to 3.50%, investor protection up to €20,000.
• XTB: European ETF 0%, interest on uninvested cash 1.10%, investor protection up to €20,100.

Four of them charge nothing to buy a European ETF: eToro, Lightyear, Trading 212 and XTB. The highest advertised interest on uninvested cash is 2.50% to 3.50% at Trading 212. Fees are the published retail prices. Currency conversion, custody and transfer costs are in the table above.

What to know if you live in Bulgaria

Income from the disposal of financial instruments, as the law defines them, is exempt from personal income tax (art. 13(1)(3), ZDDFL). What decides the exemption is where the trade takes place, not where the broker is licensed, so the same ETF can be exempt or taxable depending on the venue it is bought on. Dividends carry a 5% final tax (Ministry of Finance).

If a firm fails, the Investor Compensation Fund pays 90% of the claim, up to 40,000 leva (Investor Compensation Fund). That cover follows the firm's home country, so with a broker licensed elsewhere in the EU it is that country's scheme that applies instead.