Best brokers in France

France
If a firm fails, the FGDR securities guarantee covers €70,000 per client, well above the €20,000 minimum most of the EU applies. Nobody withholds anything on capital gains, not even a French broker, so box 3VG is yours to fill.
FR

Brokers available in France

Checked on 28 September 2026. 13 brokers accept someone resident in France. What each one charges and how your assets are protected:

  • Bitpanda: European ETF €1, investor protection up to €20,000.
  • BUX: European ETF €0.99, investor protection up to €20,000.
  • DEGIRO: European ETF €1, investor protection up to €20,000.
  • eToro: European ETF 0%, investor protection up to €20,000.
  • Freedom24: European ETF €2 + €0.02 per share, investor protection up to €20,000.
  • Interactive Brokers: European ETF Fixed: 0.05% (min. €3); Tiered: 0.05% (min. €1.25), interest on uninvested cash 1.93%, investor protection up to €20,000.
  • Lightyear: European ETF 0%, investor protection up to €20,000.
  • Revolut: European ETF €1, investor protection up to €22,000.
  • Saxo: European ETF 0.08% (min. €2), investor protection up to €20,000.
  • Scalable Capital: European ETF €0, interest on uninvested cash 2.60%, investor protection up to €20,000.
  • Trade Republic: European ETF €1, interest on uninvested cash 2.50%, investor protection up to €20,000.
  • Trading 212: European ETF 0%, interest on uninvested cash 2.50% to 3.50%, investor protection up to €20,000.
  • XTB: European ETF 0%, interest on uninvested cash 1.10%, investor protection up to €20,100.

Five of them charge nothing to buy a European ETF: eToro, Lightyear, Scalable Capital, Trading 212 and XTB. The highest advertised interest on uninvested cash is 2.60% at Scalable Capital. Fees are the published retail prices. Currency conversion, custody and transfer costs are in the table above.

What to know if you live in France

Dividends and capital gains are taxed at a flat 12.8% plus social levies, 17.2% on 2025 income and 18.6% on 2026 income (service-public.gouv.fr). A French provider withholds the 12.8% on dividends on account. Nobody withholds anything on capital gains, not even a French broker, so you declare them in box 3VG and fill in form 2074 whenever your provider has not worked out every gain and loss for you. Losses are set only against gains of the same kind and carry forward ten years (impots.gouv.fr).

Two French specifics. Every account held abroad, a broker account included, has to be declared on form 3916 each year, with a €1,500 penalty per account if it is not (impots.gouv.fr). And if a firm fails, the FGDR securities guarantee covers €70,000 per client, above the €20,000 minimum used in most of the EU (FGDR).