Best brokers in the Netherlands

Netherlands
Neither the dividends you receive nor the gains you realise are taxed as such. Shares and ETFs sit in box 3, where an assumed 6.00% return for 2026 on their 1 January value is taxed at 36%, above the exempt €59,357 per person.
NL

Brokers available in the Netherlands

Checked on 28 September 2026. 13 brokers accept someone resident in the Netherlands. What each one charges and how your assets are protected:

  • Bitpanda: European ETF €1, investor protection up to €20,000.
  • BUX: European ETF €0.99, investor protection up to €20,000.
  • DEGIRO: European ETF €1, investor protection up to €20,000.
  • eToro: European ETF 0%, investor protection up to €20,000.
  • Freedom24: European ETF €2 + €0.02 per share, investor protection up to €20,000.
  • Interactive Brokers: European ETF Fixed: 0.05% (min. €3); Tiered: 0.05% (min. €1.25), interest on uninvested cash 1.93%, investor protection up to €20,000.
  • Lightyear: European ETF 0%, investor protection up to €20,000.
  • Revolut: European ETF €1, investor protection up to €22,000.
  • Saxo: European ETF 0.08% (min. €2), investor protection up to €20,000.
  • Scalable Capital: European ETF €0, interest on uninvested cash 2.60%, investor protection up to €20,000.
  • Trade Republic: European ETF €1, interest on uninvested cash 2.50%, investor protection up to €20,000.
  • Trading 212: European ETF 0%, interest on uninvested cash 2.50% to 3.50%, investor protection up to €20,000.
  • XTB: European ETF 0%, interest on uninvested cash 1.10%, investor protection up to €20,100.

Five of them charge nothing to buy a European ETF: eToro, Lightyear, Scalable Capital, Trading 212 and XTB. The highest advertised interest on uninvested cash is 2.60% at Scalable Capital. Fees are the published retail prices. Currency conversion, custody and transfer costs are in the table above.

What to know if you live in the Netherlands

Shares and ETFs sit in box 3 like savings, so neither the dividends you receive nor the gains you realise are taxed as such. What is taxed is an assumed 6.00% return for 2026 on their value on 1 January, at 36%, above the exempt €59,357 per person (€118,714 with a fiscal partner). If your real return was lower you can report that instead, but then you get no exempt amount and a negative year cannot be carried into another one (Belastingdienst).

Dutch dividend tax of 15% is withheld by the company or fund paying the dividend, wherever your account is, and you set it off in your return (Belastingdienst). If a firm fails, the Beleggerscompensatiestelsel covers €20,000 per person for money and instruments it cannot return, never a fall in their price (DNB).