Best brokers in Poland

Poland
A Polish broker sends you a PIT-8C with the figures already worked out. A broker abroad sends nothing, so you compute revenue, costs and result yourself and convert every euro amount into złoty, which puts the exchange rate into your taxable result.
PL

Brokers available in Poland

Checked on 28 September 2026. 10 brokers accept someone resident in Poland. What each one charges and how your assets are protected:

  • Bitpanda: European ETF €1, investor protection up to €20,000.
  • DEGIRO: European ETF €1, investor protection up to €20,000.
  • eToro: European ETF 0%, investor protection up to €20,000.
  • Freedom24: European ETF €2 + €0.02 per share, investor protection up to €20,000.
  • Interactive Brokers: European ETF Fixed: 0.05% (min. €3); Tiered: 0.05% (min. €1.25), interest on uninvested cash 1.93%, investor protection up to €20,000.
  • Revolut: European ETF €1, investor protection up to €22,000.
  • Saxo: European ETF 0.08% (min. €2), investor protection up to €20,000.
  • Trade Republic: European ETF €1, interest on uninvested cash 2.50%, investor protection up to €20,000.
  • Trading 212: European ETF 0%, interest on uninvested cash 2.50% to 3.50%, investor protection up to €20,000.
  • XTB: European ETF 0%, interest on uninvested cash 1.10%, investor protection up to €20,100.

Three of them charge nothing to buy a European ETF: eToro, Trading 212 and XTB. The highest advertised interest on uninvested cash is 2.50% at Trade Republic. Fees are the published retail prices. Currency conversion, custody and transfer costs are in the table above.

What to know if you live in Poland

Dividends and capital gains are taxed at a flat 19%. A Polish broker sends you a PIT-8C with the figures already worked out; a broker abroad sends nothing, so you compute the revenue, the costs and the result yourself and still file PIT-38 by 30 April. Euro amounts have to be converted into złoty, which puts the exchange rate into the taxable result (podatki.gov.pl).

Foreign dividends and interest go in field 46 of PIT-38 and the tax withheld abroad in field 47, but that credit is capped at the Polish 19%, so anything withheld above it is lost. Losses carry forward five years, at most half the loss in any single year, or in one go up to 5,000,000 złoty. Investor compensation runs to €20,100 per investor, 100% of the first €3,000 and 90% above it (KDPW).