Best brokers in Luxembourg

Luxembourg
The holding period decides everything on gains. Sold six months or less after purchase they are speculative and taxed at up to 42.80%. Held longer they are exempt, unless you hold more than 10% of the company.
LU

Brokers available in Luxembourg

Checked on 28 September 2026. 11 brokers accept someone resident in Luxembourg. What each one charges and how your assets are protected:

  • Bitpanda: European ETF €1, investor protection up to €20,000.
  • DEGIRO: European ETF €1, investor protection up to €20,000.
  • eToro: European ETF 0%, investor protection up to €20,000.
  • Freedom24: European ETF €2 + €0.02 per share, investor protection up to €20,000.
  • Interactive Brokers: European ETF Fixed: 0.05% (min. €3); Tiered: 0.05% (min. €1.25), interest on uninvested cash 1.93%, investor protection up to €20,000.
  • Lightyear: European ETF 0%, investor protection up to €20,000.
  • Revolut: European ETF €1, investor protection up to €22,000.
  • Saxo: European ETF 0.08% (min. €2), investor protection up to €20,000.
  • Trade Republic: European ETF €1, interest on uninvested cash 2.50%, investor protection up to €20,000.
  • Trading 212: European ETF 0%, interest on uninvested cash 2.50% to 3.50%, investor protection up to €20,000.
  • XTB: European ETF 0%, interest on uninvested cash 1.10%, investor protection up to €20,100.

Four of them charge nothing to buy a European ETF: eToro, Lightyear, Trading 212 and XTB. The highest advertised interest on uninvested cash is 2.50% at Trade Republic. Fees are the published retail prices. Currency conversion, custody and transfer costs are in the table above.

What to know if you live in Luxembourg

A Luxembourg distributor withholds 15% on dividends, half of a dividend from a fully taxable company in Luxembourg, the EU or a treaty country is exempt, and on top of that there is an exempt tranche of €1,500 per person, €3,000 for jointly taxed spouses. Foreign dividends are itemised on annexe modèle 180 with credit for the tax withheld abroad (guichet.public.lu).

The holding period decides everything on gains. Shares sold six months or less after you bought them are speculative and taxed at progressive rates up to 42.80%; held longer they are exempt, unless you hold more than 10% of the company. Gains under €500 in a year are not taxable, and losses only offset gains of the same year (guichet.public.lu). Investor compensation is €20,000 per person per institution (CSSF).